Features
Split, budget, spend wiser.
The bill-splitter is free and unlimited. The money tools around it are what quietly change how the month goes.
How it works
Three steps, no spreadsheet.
Add the expense
Snap the receipt or type the amount, pick who was in, choose how to split. Recfinly does the math so the shares always add up to the total, exactly.
See who owes what
Balances update live and simplify to the fewest payments. No more group-chat spreadsheets or “wait, who paid for the villa?”.
Settle up, minus the awkward
Send a neutral nudge. Your friend pays you directly — bank app, DuitNow, cash — and marks it done. Recfinly never touches the money.
Everything in one place
Built to be free, built to keep.
The free splitter
Groups and one-off splits. Equal, exact, by shares, by percentage, or itemised. Recurring expenses for rent and subscriptions. Guest links so friends can see the split without downloading anything. Balances that always net to zero.
Budgeting, done for you
Your committed bills and your share of every split roll into one honest number: free-to-spend. Set monthly or category budgets, see where the money actually went, and catch the “invisible” few hundred ringgit before it disappears.
Get paid back
A neutral reminder does the asking, in-app and — later — by Telegram or email. It reminds and marks as settled; it never holds, sends, or verifies a payment. People pay each other exactly how they already do.
Spend-control
An optional nudge when you’re about to push past your budget in a shopping app. Nudge-first, never a lecture — a small hand on the shoulder from future-you.
Receipts to tax (later)
Snap a receipt and it sorts itself into a category. When filing season comes, your claimable receipts are already gathered — you still file yourself, but you’re not hunting through a year of paper.
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